South Huron, Ontario

Step into a home that feels both inviting and practical. A rare opportunity to offset today's high cost of living with a versatile lower level in-law suite or a stunning entertainer's bar. Inside, natural light pours across the open-concept main floor, where a warm, welcoming kitchen with breakfast bar island flows effortlessly into the spacious great room. The primary bedroom features a cheater ensuite and the convenience of main floor laundry, keeping day to day living comfortable and efficient. Slide open the door to a two-tiered sundeck, ideal for morning coffee or evening barbecues, overlooking a private, fully hedged yard and large storage shed. The lower level impresses with a gorgeous second kitchen, complete with granite breakfast bar and wine rack. The cozy living room, anchored by a gas fireplace and built-in ceiling speakers, creates a cinematic atmosphere, enhanced by an oversized egress window that invites daylight in and offers potential for a future walk-up entrance. A sleek 3 piece bath with glass shower connects to a generous bedroom with egress window and walk-in closet.Recent updates, including shingles (approx. 2 years) and central air (2020), provide peace of mind. Attractive landscaping, a cement driveway, and a garage with windowed door and massive storage shelf complete this exceptional property. Call before it is too late! (id:53488)

Century 21 First Canadian Corp

St. Thomas, Ontario

!!!!!!TO BE BUILT!!!! New HST /GST REBATE to Qualified Buyers to be applied on closing *** PLUS Builder incentive $35,000.00 to be applied to base Price of $799,900 !**** If building on other lots and plans the $35,000 can be used towards Base Purchase Price in Builder Package . Offer valid up to September 30,2026.on firm APS. Manorwood located in beautiful St. Thomas. This is the Blue Pacific Plan by Palumbo Homes consists of 2188 SQFT. of upscale living. This beautifully appointed 4 bedroom open concept home is stylish and contemporary in design offering the latest in high style streamline living. Standard features include two story foyer, nine foot ceilings on the main, wide plank stone polymer composite flooring (SPC) throughout the home, 10 pot lights and modern light fixtures. Gourmet kitchen with quartz countertops, a large island and Casey Kitchen modern design cupboards and vanities. Large primary bedroom with spa designed ensuite including free standing soaker tub, glass shower, large vanity with double undermount sinks and quartz countertop and walk in closet . The exterior features large windows, James Hardie siding and brick in the front elevation. Double pavestone driveway. Please view Palumbo Homes website for Manorwood Community to view all virtual tours for other plans and lots available palumbohomes.ca. Builder is offering on all new builds f. OTHER PLANS, LOTS AND FRONT ELEVTIONS AVAILABLE. Virtual tour of previous model 44 LUCAS Road with upgrades . (id:53488)

Sutton Group - Select Realty

London South, Ontario

A perfect opportunity to enter the market! A thoughtfully cared for 1-bedroom, 1 bathroom unit on the first floor at The Summit building in South London. Large windows and a patio door fill the space with warm afternoon and evening sunlight. Recently renovated, this unit features a functional layout with a spacious living area and dining room just off the galley kitchen. Included with this condo are all appliances, convenient in-suite laundry, one parking space and plenty of free visitor parking when your friends or family come to visit. Conveniently located just minutes to Western, Ivey Business School, Cineplex, groceries, restaurants, parks, schools, and transit right on Commissioners Road. Come and see for yourself. (id:53488)

Royal LePage Triland Realty

London South, Ontario

Welcome to unit#66 at 1965 Upperpoint Gate. This is 1780 Sq. Ft Luxury END UNIT condo townhome located In the desirable and premium neighborhood of riverbend on the west side of London. The main hardwood floor with its welcoming entryway that flows into a spacious open-concept living space. The modern kitchen which boasts beautiful custom cabinetry, quartz counters and upgraded lighting fixtures. Three good size bedrooms and two full bathrooms on 2nd floor. The main bedroom boasts a large walk in closet and a 3 piece ensuite. Step in backyard and discover the true showpiece of this property and tranquility. Amazing location with all amenities present nearby and close to Highways 401 & 402. Don't Miss it. The house is occupied by amazing tenants. Vacant possession is available with 60+ days possession. (id:53488)

Century 21 First Canadian Corp

South Huron, Ontario

Affordability at its best! Bright, charming and meticulously maintained, this 3-bedroom, 1.5-bath home is the perfect opportunity for comfortable and cost-effective living. Located on LEASED LAND in Huron Park, this home offers exceptional value with the possibilty for future land ownership. The welcoming main level features a spacious living room complete with a cozy electric fireplace - perfect for relaxing evenings at home. The kitchen offers ample cabinetry and generous countertop space along with an adjoining dining area ideal for family meals and entertaining. A convenient 2-piece bath and welcoming foyer completes the main floor. Upstairs you will find three generously sized bedrooms and a 4-piece bathroom which provides plenty of space for family or guests. The unfinished basement offers excellent storage or the opportunity to create additional living space to suit your needs. Step outside to enjoy the large deck with a sun shelter and a fenced area designed for outdoor entertaining. The landscaped lot enhances the home's curb appeal and outdoor enjoyment. Notable updates include the roof shingles being replaced in 2021 and the soffit/fascia/eavestroughs being replaced in 2025. Ideally located just 30 minutes north of London and 20 minutes to Grand Bend, this move-in ready home combines convenience, comfort, and value. Don't miss your chance to own this exceptional home! The home is located on leased land with Huron Green and the monthly land lease to the new owner will be $560.21 and current property tax amount is $121.52 for a total of $681.73. (id:53488)

Coldwell Banker Dawnflight Realty Brokerage

St. Thomas, Ontario

Located close to downtown St. Thomas and everyday amenities, this up-and-down duplex offers an excellent opportunity for investors or owner-occupiers looking to generate rental income. Featuring two self-contained 2-bedroom units, each with separate entrances, dedicated parking, and access to their own laundry facilities.A standout feature of this property is that each unit is separately metered for hydro, heat, and water, with tenants responsible for their own utilities. Both upper and lower units include a family room, eat-in kitchen, full bathroom, basement storage and laundry. Appliances included are 2 fridges, 2 stoves, 2 washers, and 2 dryers. Both units are currently occupied on a month to month lease. Conveniently situated near shopping, restaurants, schools, and transit. Whether you're looking to expand your investment portfolio or get started in income property ownership, this duplex offers solid potential in a desirable St.Thomas location. (id:53488)

Elgin Realty Limited

London East, Ontario

It is 571 Dufferin Ave -where charm meets modern living in the skirt of downtown London . This beautifully maintained 3-bedroom home sits on a deep 151.92 ft lot with a private longer driveway, and a fully fenced backyard , perfect for relaxing or entertaining.Step into a bright, welcoming interior featuring a formal living room and an open-concept kitchen and dining area overlooking a spacious deck and huge backyard . The main floor offers three comfortable bedrooms and a 4-piece bath.AII WINDOWS ARE BRAND NEW with brand new floors of all bedrooms , brand new kitchen exhaust and newer central air conditioner . No EQUIPMENT IS UNDER CONTRACT. Great potential of development lies ahead in the basement , the spacious lower level adds versatile living space-ideal as a rec room, theatre, or potential 4th bedroom-plus ample storage.Located just steps from parks, schools, Victoria Park, Richmond Row, and downtown amenities, with quick access to hospitals, Western University, and transit.A rare opportunity to own a move-in-ready home in one of London's most sought-after neighbourhoods. (id:53488)

Nu-Vista Pinnacle Realty Brokerage Inc

St. Thomas, Ontario

Welcome to 31 Neal Ave, St. Thomas! This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms. Updates include roof, newer windows, upgraded kitchen cabinets, and appliances, updated flooring throughout the main living area, a owned tankless water heater, upgraded insulation in the attic, and upgraded heat pump.Enjoy your morning coffee on the beautiful updated front porch, or entertain guests on the back deck. The lower level adds even more living space with a large family room featuring a gas fireplace, a bar area, the second 3 piece bath, a workshop for all your hobbies, and a cold cellar with plenty of storage.Tastefully decorated and full of thoughtful updates, this home checks all the boxes for first-time buyers, someone looking to downsize, or anyone looking for convenient main floor living at a reasonable price, in a great area. (id:53488)

Royal LePage Triland Realty

Lambton Shores, Ontario

One of Lambton Shores' most unique and diversified properties! Whether you're a cottager, boater, entrepreneur, or someone looking to combine home, business, and recreation into one incredible property, this is a rare opportunity you won't want to miss. Work from home during the day, enjoy the river in the evening, and vacation every weekend without ever leaving your property. This charming year-round 3-bedroom bungalow is situated on a private double lot surrounded by mature trees, beautiful landscaping, a tranquil pond with a waterfall, and outstanding outdoor living spaces. A wrap-around front deck and spacious rear sun deck provide the perfect places to relax, with patio door access from both the front and rear of the home. Inside, you'll find a bright open-concept dining area flowing into the kitchen, a full-sized laundry room with direct access to the back deck, three generous bedrooms, a 4-piece bathroom, and an oversized living room featuring soaring wood ceilings, abundant natural light, and patio doors leading to the front porch. One bedroom also offers direct access to the rear deck. The true showpiece is the incredible heated 4-car shop, offering endless possibilities for hobbyists, collectors, tradespeople, or business owners. Above the shop is approximately 1,000 square feet of heated finished space ready for your imagination. Create a profitable Airbnb or guest suite, operate a home-based business, establish a professional office or studio, or design the ultimate craft room, fitness space, or entertainment area. The opportunities continue outside with two separate 15-foot boat slips, allowing you to spend your evenings fishing, boating, or enjoying spectacular sunsets on the river and nearby Lake Huron. As an added bonus, a separately severed building lot located directly behind the property is also available for purchase, providing even greater privacy and future investment potential. Book your showing today for this UNIQUE INCOME PROPERTY. (id:53488)

Lpt Realty

London North, Ontario

Welcome to 1277 Limberlost .This 2 story 3 bed room home with finished rec room in basement .Long Driveway to hold 4 cars .This home has a brand new Kitchen with quarts counter and quarts back splash ,patio doors off kitchen to patio over looking large yard .Kitchen is open to Living room with hardwood .Powder room on main floor and stairs with newer carpet going up to 3 good size bed room and 4 piece bath with quarts counters .newer carpet going to basement with large rec room and another room is laundry and furnace room .Some windows and doors have been replaced over time .Great value for the dollar .Close to UWO and all shopping. (id:53488)

Nu-Vista Primeline Realty Inc.
Nu-Vista Premiere Realty Inc.

London South, Ontario

Fantastic one floor condo with an attached garage and finished basement! Located within walking distance to White Oaks Mall & library, and access to highways 401 and 402 are just a short drive away. Main floor offers a large living room, updated eat in kitchen with patio door to deck & fenced in yard, renovated bathroom (shower updated in 2024), 2 spacious bedrooms (flooring updated in both in 2024, windows updated in both in 2023), and inside entry from the garage. Downstairs features a big recroom, 3rd bedroom, huge storage room and a 3 piece bathroom. The condo complex also has plenty of visitor parking available. In addition, an attractive gazebo was added to the deck in 2024. (id:53488)

The Realty Firm Inc.

London South, Ontario

Seize the chance to own a three-bedroom END UNIT in White Oaks! Ideal for first-time buyers, professionals, or investors! The main floor boasts a bright eat-in kitchen with new fridge, stove and washing machine in 2025. A 2-piece bathroom, and a spacious living room with access to the enclosed private patio area. Freshly painted throughout in 2025. Upstairs, you'll find three generously sized bedrooms and a 4-piece bathroom. Newer laminate flooring throughout. Located on a desirable corner lot, end-unit and has a dedicated parking space with additional visitor parking available nearby. LOW condo fees! The complex is ideally situated, providing easy access to Exeter Road, HWY 401, and the many amenities that White Oaks has to offer. Walk to White Oaks Mall, schools, parks restaurants, and public transportation. This property represents an excellent value in a highly sought-after location. Vacant possession available after September 1, 2026. (id:53488)

Lpt Realty

Sarnia, Ontario

Investors take a look at this solid brick triplex. This large 2-storey home located just steps from the downtown, shops, theatre, restaurants, and the waterfront. This house features a brand-new roof (2021), 200-amp service, forced air heat, 2 separate hydro meters, and new front porch (2021). This house has 3 units - two 1 bedrooms and one bachelor all above grade. Upstairs tenants currently paying $1,230, main floor tenants $1175 including utilities and the bachelor unit is vacant and ready for you to pick your tenant. Utilities approx. $506/month for all 3 units. Great way to get into the rental market or add to your portfolio. (id:53488)

Pc275 Realty Inc.

London South, Ontario

Welcome to 20 Hines Crescent, London! Located in the desirable Cleardale neighbourhood in South London, this well-maintained detached bungalow showcases true pride of ownership, having been lovingly cared for by the same owner since it was built in 1972. Offering 2 bedrooms, 1.5 bathrooms, and plenty of potential, this home combines comfort, functionality, and an incredible backyard retreat. The stamped concrete driveway, front porch, backyard patios, and pool surround create exceptional curb appeal and outdoor living spaces. Step inside to a welcoming foyer that leads to a bright living room filled with natural light from a beautiful skylight. The spacious eat-in kitchen features a wall oven, cooktop, and ample counter space, while the formal dining room adds charm and flexibility, with potential to be converted back into a bedroom if desired. Down the hall, you'll find a 4-piece bathroom, a guest bedroom, and a spacious primary bedroom with sliding doors leading to a new composite deck complete with a retractable awning. Overlooking the backyard, this space is perfect for enjoying your morning coffee or relaxing at the end of the day. Outside, you'll discover your own private oasis featuring a large in-ground pool, extensive stamped concrete, a gazebo-covered patio, beautifully landscaped gardens, a firepit area, garden seating space, BBQ area conveniently located off the kitchen, and a garden shed. The fully fenced yard offers privacy and a peaceful setting that feels miles away from the city. The finished lower level features a beautifully updated rec room with a gas fireplace and bar area, a 2-piece bathroom, laundry room, workshop, utility room, and abundant storage space. This home offers flexibility for a variety of lifestyles, conveniently located close to Cleardale Public School, parks, shopping, and everyday amenities, this is a rare opportunity to own a meticulously maintained home with an exceptional backyard retreat (id:53488)

RE/MAX Centre City Realty Inc.

London East, Ontario

Calling all investors, renovators, and first-time buyers! This 3-bedroom, 1-bathroom home sits on a generous lot offering tremendous potential for those looking to add value and build equity. With solid fundamentals and plenty of room for improvement, this property is a fantastic opportunity to customize, renovate, or expand to suit your vision. The spacious lot provides ample outdoor space, future possibilities, and room to create the property you've always wanted. Whether you're looking for your next project, a long-term investment, or an affordable entry into the market, this property offers exceptional upside potential. Bring your ideas and unlock the value that 1456 Gore Rd has to offer. Opportunities like this don't come along often-don't miss your chance to turn potential into profit! Great opportunity for buyers with vision looking to make their mark and build equity in a desirable setting. (id:53488)

Century 21 First Canadian Corp

Thames Centre, Ontario

Welcome to 7 Aspen Circle in the growing community of Thorndale. Situated on a quiet circle in a sought-after neighbourhood, this move-in-ready two-storey home built by Hazelwood Homes offers over 2,000 sq. ft. of thoughtfully designed living space on an impressive 50 x 186 ft. lot. Step inside to a bright and welcoming foyer where a spacious front office with soaring cathedral ceilings creates the perfect work-from-home space. The open-concept main floor is designed for both everyday living and entertaining, featuring engineered hardwood flooring throughout, a sun-filled living room with an elegant electric fireplace, and a spacious dining area.The beautifully appointed white U-shaped kitchen offers quartz countertops, a centre island with seating, stainless steel appliances, and a walk-in pantry, combining style and functionality. Upstairs, the expansive primary suite serves as a private retreat, complete with a walk-in closet and a luxurious ensuite featuring dual sinks, a tiled walk-in shower, and a relaxing soaker tub. Three additional generously sized bedrooms and a well-appointed 5-piece bathroom provide ample space for the whole family. The unfinished basement offers endless possibilities to create additional living space tailored to your lifestyle. A double attached garage and the deep backyard provide plenty of room for storage, outdoor entertaining, or future landscaping dreams. Conveniently located just 15 minutes from London and close to excellent schools, parks, shopping, playgrounds, and the community centre, this exceptional home offers the perfect balance of modern comfort and small-town charm. (id:53488)

The Realty Firm Inc.

London North, Ontario

This 3 bedroom, 1.5 bath home located on lovely a tree lined street has lots of updates. Updates include kitchen refresh 2026, second floor bath refresh 2026, carpet on main floor 2026, roof 2015, AC 2012 and finished basement 2018. Located just minutes from Western University, University Hospital, and the Masonville area, making it ideal for families, professionals, or investors. Close to schools, parks, walking trails, shopping, restaurants, and recreation facilities. Bus routes provide access to Western University, downtown London, and Masonville. (id:53488)

Thrive Realty Group Inc.

Newbury, Ontario

To be clear the rendering pictures in the listing are just one example for the buyer to consider, many other possibilities abound here with this property where both the legal survey and the topographic survey have been completed. Located in the Village of Newbury, on Wellington St west of Hagerty Rd and adjacent to 2 Wellington St, a commercial property which is also for sale. This 1.8 acre property has a frontage of 729 ft ( 222.2M ) on Wellington St. It is zoned residential. The village is currently updating its Official Plan and Zoning Bylaw to allow for other commercial uses. The adjacent property is already zoned for C1 commercial use. The owner has suggested an allowance for storage and self storage uses on the property, such as the attached plan All services are available on Wellington St. The village has no development levy charges. Village amenities include the Four Counties Middlesex hospital and the Counties largest Home Hardware store. The adjacent 1.0 acre lot fronting on Hagerty Road, is also available and is zoned C-1 Commercial. See MLS number X13457888 for details. Property taxes are for both properties. Plan of survey, proposed site plan and zoning details are available upon request. (id:53488)

RE/MAX Centre City Realty Inc.
Exp Realty

London South, Ontario

WHITE OAKS community of south London! Excellent opportunity for first time buyers or investors to get into the housing market in this 3 bedroom, 1.5 bath 2-storey end unit townhome condo! Spacious floor plan, car[et free on main level, main floor powder room, large living room with patio door to private fenced patio, separate dining area, good sized bedrooms & 4pc bath on upper level, single car carport. Steps to public transit, White Oaks Mall shopping + easy access to HWY 401 for commuters. More details are available. Fast Possession. (id:53488)

Royal LePage Triland Robert Diloreto Realty

London East, Ontario

Attention Investors! Welcome to 193 Clarence Street, an exceptional, fully renovated, and cash-flowing triplex in London. This is the definition of a turn-key, zero-headache asset, perfectly suited for investors seeking predictable, low-maintenance returns, with AAA tenants.Financially, the property is optimized for success. Gross Annual Income is $47,184 with highly efficient operating costs. All units are separately metered for hydro, paid directly by the tenants, further protecting your NOI - which on this turnkey property, is $47,184, resulting in a staggering cap rate of 7.45%!What sets this property apart is its highly desirable and rare single-story layout. Featuring three 1-bedroom, 1-bathroom units situated entirely on the main floor (front, middle, and back), tenants enjoy tall ceilings and quiet living with zero footsteps above or below them.In 2020, this building was completely gutted to the studs and meticulously rebuilt, eliminating major future capital expenditures. The comprehensive exterior overhaul included a lifetime metal roof, new siding, eavestroughs, soffits, fascia, windows, and exterior doors. Behind the walls, the property boasts all-new electrical, updated plumbing, modern HVAC ductwork, and a new furnace. Efficiency was heavily prioritized with spray foam insulation in the basement, upgraded attic insulation, and dedicated sound-dampening insulation installed between every unit.Inside, the units are bright and modern, featuring new dry wall, trim, resilient flooring, updated kitchens, and contemporary bathrooms. To ensure low vacancy and attract quality tenants, each unit offers highly sought-after amenities: in-suite laundry, dishwashers, and one designated backyard parking spot per unit. With the heavy lifting completely done and professional-grade renovations throughout, this triplex is ready to cash flow from day one. Don't miss this rare opportunity to acquire a pristine, hassle-free addition to your portfolio! (id:53488)

Prime Real Estate Brokerage

London South, Ontario

Welcome to Forest Homes QUICK-CLOSE bungalow in Magnolia of Lambeth! This thoughtfully designed home features 2 main-floor bedrooms, including a spacious primary with walk-in closet and ensuite with standing tiled shower. Enjoy a large open-concept kitchen and living space perfect for everyday living and entertaining. Highlights include an accented tiled mudroom with built in's, a fully finished basement with 2 additional bedrooms, 3-piece bath, cold storage, a large recreational room and tons of storage space. Outside, relax on the finished deck with a fully sodded yard and paver stone driveway. Appliances INCLUDED-move in ready! Just minutes from Highway 401, Highway 402, schools, shopping, gyms, golf courses, and nature trails. Price includes proposed 2026 HST rebates. Final rebate amount is subject to the passing of Provincial and Federal legislation, purchaser eligibility as per government guidelines and assignment to the Seller, including primary residence or qualifying rental. (id:53488)

Thrive Realty Group Inc.

London East, Ontario

Your front-row seat to downtown living. Inside this 11th storey condo, you have 2 well-appointed bedrooms and 2 full baths. You'll appreciate the convenience of an easy-flow layout, in-suite laundry, a breakfast bar so you can watch whats cooking and a charming south-facing balcony - a great spot for all day sun. This secure building comes with all the perks: covered parking, a gym, sauna, extra storage, and plenty of visitor and street parking. Craving the great outdoors? Step outside and you're instantly in the mix; cafes, restaurants, shops, galleries, and entertainment are all just steps from your door. A quick jog to your west will get you to Harris Park and the Thames River or go grab some take out and head to Victoria Park for any number of their festivities. Downtown living doesn't get easier or more exciting whether you're investing, downsizing, or simply ready to embrace life in the heart of downtown London. (id:53488)

Royal LePage Triland Realty

London North, Ontario

Looking for a modern Vacant Land Townhouse with low maintenance fees in one of the best neighbourhoods in London? Situated in the beautiful Hyde Park community of Foxfield, a family and professional friendly area. This beautiful townhouse built by Foxwood Homes has 3bedrooms, 2.5 bathrooms, and 1555 sqft. The impressive main floor features a modern layout with 9 foot ceilings, engineered hardwood, and a lot of natural light with southern-facing windows. The open concept floor plan is perfect for hosting, and features a large living room with a cosy fireplace, eat-in dining space, a kitchen with quartz countertops, stainless steel appliances and a 2-pc bathroom. Upstairs features 3 spacious bedrooms, with the master bathroom including a 5-piece luxury ensuite bathroom and a large walk in closet. Upstairs also features a 4-piece main bathroom. Lower level is ready to be designed for extra space with oversized windows and a rough in bathroom.Conveniently located near Western University, schools, hospitals, shopping, restaurants, Sunningdale Golf & Country Club, public transit, this home combines natural beauty with urban convenience. This remarkable home is ready to impress. Schedule your viewing today and experience it for yourself! (id:53488)

Blue Forest Realty Inc.

Plympton-Wyoming, Ontario

This magazine-featured custom home sits on a massive 80' x 300' deep lot with its own private sandy beach on Lake Huron. Located in Plympton-Wyoming, it offers an easy, straight-line 2-hour drive from the GTA off the 402. From the road, the home has incredible curb appeal with its Coastal Craftsman design and professional landscaping. The moment you step inside, the craftsmanship stands out. Premium 3/4" engineered hardwood runs through the main floor. Your eyes go straight to the massive lake-facing windows. They are upgraded triple-pane glass, which means they flood the house with natural light, frame million-dollar views, and completely blockout the sound of the lake wind. The living room centers on a gas fireplace with custom built-ins on both sides for storage and display. Next is a dedicated dining area that leads into the kitchen. The kitchen features three large windows, custom cabinets built by Sarnia Kitchens, and a massive central island with dark cabinetry and a contrasting stone countertop.The sleeping quarters are perfectly set on one side of the home. The large primary bedroom overlooks the lake and has a big walk-in closet and an elegant ensuite with a glass and tile shower. The other two great sized bedrooms share a second 4-piece bathroom with a subtle nautical theme. Upstairs, a surprise bonus loft offers a huge flex space for a rec room or home office. The full basement is completely unfinished, giving you a blank canvas to literally double the size of your living space. Outside, French doors open to a covered rear deck looking at the water. You get a massive backyard before walking right down onto your private sandy beach. The structural specs are built like a fortress: heavy-duty 2x6 framing, a 4-layer insulation system, a 95.5% efficient furnace, SEER 16 AC, an R16 insulated garage door, and a fully owned water heater with zero rental contracts. You are minutes from the local boat launch, golf course, trails and highway 402! (id:53488)

Prime Real Estate Brokerage